September 2017

Found 9 blog entries for September 2017.

THE BASICS | BUYER #6

HOW TO

Prepare to Buy a Home

Traditional Home

Talk to mortgage brokers.

Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan process completely.

Be ready to move.

This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they don’t act quickly enough. By the time they’ve made their decision, they may find that someone else has already purchased the house.

Find a trusted partner.

It’s absolutely vital that you

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THE BASICS | BUYER #5
HOW TO

Prepare for House-Hunting

Know that there’s no “right” time to buy.

If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.

Don’t ask for too many opinions.

It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of the people who will actually be living in the home.

Accept that no house is ever perfect.

If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect,

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THE BASICS | BUYER

VOCABULARY

Agency & Agency Relationships

The term “agency” is used in real estate to help determine what legal responsibilities your real estate professional owes to you and other parties in the transaction.

The buyer's representative (also known as a buyer’s agent) is hired by prospective buyers and works in the buyer's best interest throughout the transaction. The buyer can pay the agent directly through a negotiated fee, or the buyer's rep may be paid by the seller or through a commission split with the seller’s agent.

The seller's representative (also known as a listing agent or seller's agent) is hired by and represents the seller. All fiduciary duties are owed to the seller, meaning this person’s job is to get the best price…
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THE BASICS | BUYER

QUESTIONS TO ASK

When Choosing a REALTOR ®


How long have you been in residential real estate? Is it your full-time job?

Like most professions, experience is no guarantee of skill. But much of real estate is learned on the job.

Do you have any designations or certifications?

Real estate professionals have to take additional specialized training in order to obtain these distinctions. Designations and certifications help define the special skills that an agent can apply to your particular real estate needs. One designation buyers should look for is the ABR®, or Accredited Buyer’s Representative.

What’s your business philosophy?

While there’s no right answer to this question, the response will help you assess what’s…
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THE BASICS | BUYER #2


WHAT TO KNOW

7 Reasons to Work With a REALTOR®


REALTORS® aren’t just agents. They’re professional members of the National Association of
REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:

1. Ethical treatment.

Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, you can expect honest and ethical treatment in all transaction-related matters. The first obligation is to you, the client.

2. An expert guide.

Buying a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays…
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This property is listed @ $488,000 which bundles the 3,150 square foot home and 3 acres.  

This property is also listed @ $450,000 which includes the 3,150 square foot home and Lots 161 and 162 only.  This equates to approximately 1.5 acres.  There are many mature oak trees with easy lake access.

The view from the kitchen, dinning room, deck, and master bedroom has a dramatic view of the Packsaddle Mountains.

Call or text me @ 512-876-6083 to see this wonderful property.  The property tax rate is only 1.7042 and the HOA is $120 a year.  This is a rare find in the Highland Lakes Hill Country.  Another way to contact me is via my email address karen@realtytexas.com

 

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Some general guidelines for the care of drought tolerant plants.

Following is the Burning Bush one my favorite accent plants.

SOIL - A good rule of thumb is to have approximately 6 inches of good top soil which will allow for moisture to be held giving the roots an opportunity to grow. It may be a requirement to add organic material to the soil to add nutrients, hold moisture, and protect from heat and cold during the summer and winter months. Adding coarse sand and or gravel  can improve drainage if the soil is too heavy.  

WATER - It is important to note that  the most drought tolerant plants require more water until they are established.  It makes sense that the shallower the root system, that more water will be required,

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THE BASICS | BUYER


WHAT TO KNOW

7 Reasons to Own A Home

1. Tax benefits.

The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.

2. Appreciation.

Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®. The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of…
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Sharing some info highlights for the following 3 schools:

 

Gattis Elementary School

No. of Students: 791

Rating: 6

 

Ridgeview Middle School:

No. of Students: 1,374

Rating: 9

 

Cedar Ridge High School

No. of Students: 2,718

Rating: 6

 

(School data provided by National Center for Education Statistics, Pitney Bowes and GreaterSchools)

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