Need advice on Closing Costs?

As you search for a new home, it's always a good idea to factor in the closing costs so you can properly plan and manage your finances. In general, you can expect to pay 2-5% of the purchase price in closing costs, not including the down payment.

Closing costs can include the following:

  • Down Payments
    0-20% of the purchase price depending on your qualifications and loan choice
  • Earnest Money Deposit 
    The money put down when a contract is written - it usually goes into an escrow account
  • Lender Fees 
    Includes charges for loan processing, underwriting and preparation
  • Third-party Fees 
    Includes charges for insurance, title insurance, title search, appraisal fees and other inspections
  • Government Fees 
    Includes deed recording and state mortgage taxes
  • Escrow & Interest Fees 
    Include homeowner's insurance, loan interest, real estate taxes, home warranties and prepaid interest
  • Property Taxes
    Capital tax based on the estimated value of the property

Curious and want to know more???  

Call me today directly at (512) 294-4117 to see if I can help you SAVE MONEY on your home purchase!  Let's see if you qualify for programs that reduce your down payment or get you in a home for ZERO DOWN!

I look forward to assisting you when you are ready to take the next step!

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